We look at your entire financial picture- not just the performance of your investments.
Wherever your work or life leads you, we can assist you in managing your cash flow and allocating your resources, helping you reach both your short- and intermediate-term goals without endangering your long term plans. If you’re planning to buy a new home, we can help you set aside the right amount to facilitate that purchase. We can also help you find a strategy to accommodate your changing lifestyle in your new home. If you’re starting a family we can help you optimize your savings and investment strategy to meet the expenses you’ll incur over the next several years and help make sure your life goals are achievable and realistic. As you change employers or go to work for yourself you typically have several options for dealing with the funds you’ve accumulated in your former employer’s retirement plan, such as a 401(k) or 403(b). The option you choose could have significant tax or cost implications, and rolling the plan over to an IRA is not always the best option.
Financial Planning is an ongoing process!
Periodically analyzing your current overall position.
Identifying previously unknown, unnecessary transfers of your money away from your personal wealth.
Gain an understanding of the options you have to mitigate these transfers.
Then take action to minimize them.
The bad news is there is no product or adviser that can fix not saving money for the future.
The good news is our process and the strategies we employ can help you keep more of your income, which means you can save more and still go out for dinner once in a while.